Disabled contributor’s children’s benefit

The Canada Pension Plan children’s benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors.

There are 2 types of CPP children’s benefits:

a disabled contributor’s children’s benefit – a monthly payment for a child of the person receiving a CPP disability benefit
a surviving children’s benefit – a monthly payment for a child of the deceased contributor. For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP
A maximum of 2 children’s benefits can be paid to a child.

Eligibility
To be eligible, the child must be either:

under age 18, or
between the ages of 18 and 25 and in full-time attendance at a recognized school or university
The child must also be:

the natural child of the contributor, or
a child adopted “legally” or “in fact” by the contributor while under the age of 21, or
a child “legally” or “in fact” living with and in the custody and control of the contributor while under the age of 21
A child may be eligible if the parent or guardian:

is receiving a CPP disability benefit (either the disability benefit or the post-retirement disability benefit), or
has died and met the CPP contributory requirements for a CPP death benefit
If the child is age 18 to 25, the child must be attending school full-time at a recognized educational institution in order to receive a children’s benefit.

Once a child turns 25, they are no longer eligible for the benefit.

Learn more and apply